Well, I have to admit, this year Hubby & I once again cut it close to the tax deadline. At least this year, we got done a whole day beforehand. Last year, we e-filed for the first time and were literally hitting the “send” button within half an hour before midnight. And while we kept getting “server error” on the other end, Hubby & I were literally freaking out that our taxes would be filed too late. But alas … things worked out. So this year … we aimed to complete our taxes a whole day before it was due. Oh yeaaah … we’re total overachievers! 😛
I do have to admit though, I hate doing our taxes. No. Really. I do. It’s not so much that it’s a pain in the rear to do (because it is). It’s more because it’s like a refresher of all the activities that had happened in the past year. We itemize every year, so we’re constantly referring back to everything we’ve done, purchased, sold etc over the year. “Ah … we flew to Portland for a wedding that month … that’s why there were so many purchases!” OR “Oohhh … that’s the month I received a bonus check from work!” It’s like re-living each purchase that you bought over the year. Or realizing how much was spent on gas and car repairs over the year. (Hubby commutes and hour and a half each way every day. Can you imagine that expense?!) And once again, Hubby & I realize that we spend A LOT of money at the local Border’s Bookstore. I’d say that we should try to break that habit … but it’s actually a habit that I quite enjoy.
Really, the major reason I hate doing taxes is because of the whole “no kids” thing. No person to claim as dependents. No children to get that little extra “tax break.” And because we’re “relatively” successful in our line of work but still are not that successful that we can buy another house or invest any “extra money” elsewhere, we always end up having to owe money rather than get a federal refund. Geesh … nothing like hitting us below the belt TWICE. Once for reminding us that we’re childless. And the other for making us PAY more taxes because we’re childless.
Yep. No tax breaks for us “DINKs.” (That’s yuppie-speak for “Dual Income, No Kids.”)
Oh sure there are tax breaks for adoption. But then this goes back to the whole being successful, but not that successful at our jobs. In other words we’re not CEO’s at our jobs. Nor are we any type of “upper management” type persons at our place of employment. And no … we don’t have any “spare cash” lying around to finance an adoption. Yeah … that aspect and the one where I’m still not emotionally strong enough to go through the adoption process is THE BIG reasons why we haven’t been rushing head-first into adoption.
And yes, I am very well aware about the tax break one gets for medical expenses if I should choose to back down the ART (Assistive Reproductive Technology; in vitro fertilization, for example) route. We did, in fact, utilize this tax break when filing for the year that we did our one IVF round. However, this goes back to the whole “reliving the last year of your life” thing.
Let me explain. Hubby & I did our IVF cycle in Feb/March of 2004. When that cycle failed, I was naturally devastated and extremely sad. As we worked on our taxes for 2003 later that March, we knew that we were going to owe federal taxes once again. So after spending all this money on a failed IVF endeavor AND still having to pay taxes … well it was a killer. I can clearly remember that day, because as we worked on our taxes … what should come in the mail? Yep, one of the last major bills we still had to pay for that IVF cycle. It was also the same day and at the same exact time that I finally broke down in hysterical sobs over the phone with my Mom. Because before then, the only person that bothered to know exactly how miserable I felt about the failed IVF cycle was Hubby.
So flash forward a year later in 2005, when once again we’re preparing our taxes. That year we knew we’re going to get a refund based on all the medical expenses for the IVF cycle we had in 2004. But each bill we found and each receipt for prescriptions we tallied, the more and more I started to feel sad. Not because of the amount we paid for everything … it’s more because each item brought back a specific memory of that one cycle. And ultimately when all was tallied … to know that we spent THAT much for a failed cycle, well … it just plainly SUCKED.
So there you go. The reason I hate taxes. Makes me want to throw some dough (no, not the money variety) on the wall and scream (a-la-Maggie Gyll.enhall in “Stranger Than Fiction”), “GET BENT, TAXMAN!”
Okay, so I just reread my post, and I feel compelled to add one more thing (and then I’m done ranting … I swear!!): Although the outcome of the IVF wasn’t what we wanted … I still have no regrets for at least trying this medical route. I know I needed to try this step in making our family before I went on to the next. Ironically, I’ve since then become stuck between this step and the next.